When you own your own home with a payment that you can afford, you gain greater stability in your monthly finances and peace of mind ... especially with the volatility of the value of the dollar, stock market, and all time high gold prices. Owning a home vs a Stock gives you a real asset that you can live in, rent out or sell if you choose. Renters may get short term leasing incentives but have no control over changes in the market that may increase monthly payments.